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FINANCIAL AID

The financial aid process can be scary and overwhelming, but with the right resources you can navigate this process as smoothly as possible. For the most accurate and up to date information, visit the FAFSA homepage www.fafsa.ed.gov

What is the FAFSA?

The FAFSA form (Free Application for Federal Student Aid) is an essential form that must be submitted after January 1st. The federal government uses this form to determine your eligibility for financial aid. A students eligibility for grants, work-study, scholarships and loans are established from the data given on the FAFSA.

Answers to common Student Aid Questions: Federal Student Aid Fact Sheets (toward the bottom of the page)

CSS PROFILE

The CSS PROFILE is similar to the FAFSA,but asks some additional questions about your finances. It can be filled out at https://profileonline.collegeboard.com/prf/index.jsp. The PROFILE form is administered by the College Scholarship Service (CSS), the financial aid division of the College Board. The CSS PROFILE is required by many private colleges and universities to determine your eligibility for non-government financial aid, such as the institution's own grants, loans and scholarships. Some differences between the two forms are:

  • Submission dates: The CSS PROFILE can be submitted in the fall; FAFSA cannot be submitted before January 1.
  • Specific questions: The CSS PROFILE contains questions specific to the school or program you're applying to; FAFSA contains the same questions for everyone.
  • Different methodology: The CSS PROFILE determines your financial need differently than the FAFSA, taking into account such factors as whether your family owns a home. In general, the CSS PROFILE asks for more detailed information than FAFSA.
  • Cost: CSS PROFILE costs $5 plus $18 for each school or scholarship program selected; the FAFSA, as the name implies, is free. However, for the PROFILE, you can receive fee waivers for up to four schools.

Alphabet Soup?

PIN (Personal Identification Number) - The Personal identification Number (PIN) is the code that the U.S. Department of Education uses to identify you online. A PIN allows you to check the status of your FAFSA, make corrections, fill out an online renewal next year and electronically sign to speed up the process. To apply for a PIN, visit www.pin.ed.gov. Make sure that you apply for a PIN at least a couple of days before you plan on filing the FAFSA; you will need the PIN to successfully complete this form!

EFC (Expected Family Contribution) - This number is used to determine your eligibility for federal student financial aid and is given after the FAFSA is filed. The financial aid office at your school will use your Expected Family Contribution (EFC) and other information to determine the amount of financial aid for which you are eligible. A financial aid award is determined by each school based on your eligibility and the cost of attendance for your program. Your EFC is reported to you on your Student Aid Report (SAR).

SAR(Student Aid Report) - This file summarizes the information you submit on the FAFSA form and provides you with your EFC. This report is usually sent by an e-mail which details the information from your FAFSA form. If no additional information is needed and no corrections need to be made, your EFC will be sent electronically to the schools listed on your FAFSA form.

SCHOLARSHIP OPPORTUNITIES

Wendy’s High School Heisman Award- award students who excel in academics, athletics & leadership. Log on to www.wendysheisman.comto apply. Applications are due October 1st. The first 41,000 students to apply will win a Wendy’s gift card ranging from $5 to $50.

The Horatio Alger Association Scholarship & Ben Franklin Scholarship- Log on to www.horatioalger.org/scholarshipsto apply. Applications due by October 30th.

AXA Achievement Scholarship-Visit www.axa-achievement.comto apply. Applications due around December.

Pennsylvania Association of Community Bankers (PACB) Scholarship- Must be son or daughter of an employee of an approved bank. See guidance for details and application. Applications are due around February.

Sam Walton Community Scholarship- $1,000. Visit http://www.act.org/walmart/community/to apply. Applications due in January.

Pennsylvania Elks Organization Scholarships- Visit www.elks.orgfor a listing of available scholarships or visit your local Elk Lodge.

Pennsylvania Masonic Youth Foundation Scholarships- Parents must be members of the Mason Lodge. Visit www.pagrandlodge.org/pmyfto apply.

Coca-Cola Scholars Program-Visit www.coca-colascholars.orgto apply and criteria. Applications due in October.

Big 33 Scholarship- Log on to www.big33.orgto apply. Applications due in January.

PSECU (Pennsylvania State Employee’s Credit Union)- Must be member of PSECU. Visit http://www.psecu.com/scholarships/to apply. Applications due in February.

Pennsylvania Burglar & Fire Alarm Association Scholarship- Must be son or daughter of active duty police, fire personnel and volunteer fire department personnel. See the guidance office for application. Applications due in March.

Best Buy Scholarships-Visit www.bestbuy.com/scholarshipsto apply. Applications will be available online in January.

Pennsylvania Association of Medical Suppliers- Student who has overcome physical challenges with the help of home medical equipment. See guidance office for the application.

Devon Scholars Scholarship- Must be interested in pursuing a career in the healthcare industry. Visit www.devonhealth.comto apply.

Garden Club Federation of Pennsylvania-Visit www.pagardenclubs.org/scholarship.htmlfor a variety of scholarship opportunities.

Burger King Scholars Award-Visit www.bk.com/scholars for more information and to apply.

JFK Profile in Courage Essay Contest - Applications available at http://www.jfklibrary.org

Gates Millennium Scholars Program - Find the application and eligibility guidelines at http://www.gmsp.org.

George Washington Crossing Foundation Scholarship - Students interested in history can apply at http://www.gwcf.org.

Union Plus Scholarship - Seniors who are dependents of current or retired members of unions that participate in Union Plus programs can apply at http://www.unionplus.org.

Discover Scholarship - Juniors who have exemplary achievements in leadership and community service while overcoming an obstacle can apply. Go to http://www.discoverfinancial.com/community


LOCAL SCHOLARSHIP OPPORTUNITIES
(Mostly Spring Deadlines)

Bedford Business and Profession Women
Bedford Chapter #1245 Women of the Moose
Bedford Rural Electric Cooperative, INC
Bloody Run Social Club
Breezewood Lions Club
Breezewood VFW Post #8333
Central Pennsylvania Community Foundation Scholarship - Business major
Charlie Feath Memorial Scholarship - student of a PSEA member
Clayton Clark Memorial Scholarship - Business field or Insurance field
David A. Rizzo Soccer Sportsment Scholarship
D. Michael Claycomb Scholarship Fund
Dr. Jerry L. McFarland Memorial Scholarship - must live in East Providence Township
Dr. Roy D Hoffman Scholarship - preference to farm families
Edgar Snyder & Associates "Words to be Heard" Scholarship Contest
Everett American Legion Post #8
Everett Area Education Association - Education major
Everett Lions Club
Fall Foliage Scholarship
Fleet Reserve Association
Lalitta Nash McKaig Scholarship
Maxwell Transportation Scholarship - Education major with a preference for working with students with disabilities
Memorial Hospital of Bedford County Foundation - UPMC
Rays Hill Trucking Scholarship - Diesel Mechanic major
Rays Hill Trucking Scholarship - Nursing major
Rod Ramsey Memorial Scholarship- R & N Tires
Sandy Run Landfill
Snyder Bus Lines, LLC Scholarship
Raystown Ambulance - Health-related career.
Thomas E. Bailey Memorial Scholarship - UPMC
Velma Crawford Defibaugh Social Science Scholarship - social science majors: humanities, history, economics, political science, English, etc
Weaver's Sanitation/Breezewood Transfer Station
Western Maryland Health System Auxiliary Scholarship - Health Care major